Safe Online Shopping: 10 Ideas to Avoid Getting Burned

You need to buy gifts for the holidays and you have to purchase them quickly. It is possible to also brave the madness of browsing at your neighborhood mall or kick back in the home and buy all of your gifts online. Doing your holiday shopping online could be a great way to save lots of time while you find the appropriate gifts at the best price. You’ll miss the parking lot wars, avoid getting the flu from your fellow consumers, and keep out of pick-pockets’ crosshairs. But though it might be easy and convenient to shop in your pajamas, you nevertheless still need to take precautions to make certain your electronic ‘purse strings’ are safe and sound. Here are some simple tips for safe online shopping:
Secure your computer. Ensure that your family computer has updated security computer software installed, and run regular technique check to help keep hackers’ keylogging viruses away.
ONLY shop from your home. Don’t do your online shopping from the local caf�, the airport or various other public places. These open networks are easier targets for identification thieves to hack into your computer. Only shop from your own secured home network.
Click carefully. Your preferred store just sent you a great discount! But wait! Before you click on email links, be certain of where they lead. Fraud emails can look just like the real ones from your own favorite stores, with hyperlinks that appear to take you to legitimate sites. But hover over the link and you may see a different web address – this could be a fake site, designed to gather your credit card data for fraud. Your safest wager would be to manually navigate to your preferred retailer’s website.
Know thy merchant. One of best parts of online shopping is easily comparing prices to find a great deal. You may find the gift you want for half the price – but make sure the merchant is respected and trustworthy. In the event that you haven’t done organization with a merchant before, look for online reviews. Using aggregators like and Yahoo Buying is another good way to make certain your merchant doesn’t have you for a fraudulent sleigh ride.
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Lock down your site. When you visit a retailer’s website, look for “https” at the start of the URL. This “s” – along with a small gold secure the lower-right corner of one’s browser – indicates a supplementary level of security for the online shopping.
Log out. Always logout safely when leaving a website.
Check if your payment details are stored. Some online purchasing sites ask if you want to store your payment information for future purchases. It’s always handy to have your information stored, especially if you use that site often. But, watch out for this on lesser-known websites.
Compare ‘real’ prices. Be sure you know how much you may be charged for shipping, and if you can find any taxes or fees which will be added to your online purchase. These ‘extras’ can truly add up quickly, so make sure to include them when comparison shopping. Many retailers offer free shipment around the holidays, among others allow free in-store pick-up of your online purchases – easy ways to add extra savings to your holiday shopping.
Know the Return Policy. Browse the merchant’s return policy prior to making your purchase. One of the downsides of online shopping is the inability to ‘try it on’ or see the item before purchasing, so make sure your merchant offers you a good way to return/refund your purchase if it’s not what you expected.

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